BHIM app integrated with all banks in India launched by PM

By Regina Dias

As an aftermath of the invalidation of most cash circulated last month, Prime Minister Narendra Modi announced the launch of a new app named Bharat Interface for Money – BHIM. The app works on the Country’s Mobile UPI mobile banking platform while the mobile number is used as a payment address. This app aims at substituting the plastic currency and point-of-sale-terminals.

Source: Google Play

How to use the BHIM app?

• Download the app

• Register your bank account with the app

• Thereafter set a UPI Pin for the account (follow the instructions)

• Use your mobile number as payment address. You can also create a custom payment address. 

The greatest advantage of the app is that it works across all banks and there is no need to use separate apps in case of multiple bank accounts. The app enables payments of up to ₹20000 ($300) a day and also supports QR codes which makes it easier for merchants to let customers pay online. UPI aims at facilitating person-to-person and e-commerce transactions.

While it’s only been a week since the launch of the app, customers say that they aren’t finding avenues to use the app. This is mainly because merchants specially the ones operating online are taking time to warm up to the new system.

Well well! We hope these issues can be dealt with asap, so that commoners like you and me can benefit from the uses of the app. 

Source:  Mashable India , The Economic Times 

4Mbps the minimum speed generally required!

Different download speeds for broadband services can give Internet users a variety of online experiences.

Internet speed - or a lack thereof - could influence the quality of experience you have with everything from emailing and web browsing to online gaming and video conferencing.

So, to help you figure out what speed is right for you, you should first understand that connection speeds are calibrated in megabits per second (Mb or Mbps), a number referring to how many bits of data - in millions - can be moved in a second.

The other factor for measuring speeds is bandwidth, or the "size of the conduit in which the data is traveling," says David Salway, director of the Broadband Program Office for New York State.

Download Speed: 4-6 Mbps:
The Federal Communications Commission considers 4 Mbps the minimum speed "generally required for using today's video-rich broadband applications and services, while retaining sufficient capacity for basic web browsing and e-mail."

Salway offers a similar opinion, saying most users with 4-6 Mbps typically will have smooth sailing if they are emailing or, in some cases, streaming music.

But online gaming applications, which might require much higher speeds, could fail at this connection tier, depending on the network traffic.

In fact, the FCC reports you might be at the very minimum speed for two-way online gaming in high definition or streaming HD-quality movies. So, if you're a movie buff or gamer, your lifestyle might be better suited to higher internet speeds.

What You Can Do: File sharing (small/medium files), IPTV (Internet TV services)*

Read more: Yahoo Homes (source)
By: Tony Moton